/* ==========================================================================
   FINONE Digital Payment - Signature Sky Blue Theme (FinCloud Style)
   Theme: Smooth Sky Blue (#45a2f2), Liquid Glass & CreatoDisplay Typography
   Branding-Focused Architecture: No Nominals, Pure Mobile App Identity
   ========================================================================== */

/* 1. Custom Local Font: Creato Display */
@font-face {
  font-family: 'CreatoDisplay';
  src: url('../assets/font/CreatoDisplay-Regular.otf') format('opentype');
  font-weight: 400;
  font-style: normal;
  font-display: swap;
}
@font-face {
  font-family: 'CreatoDisplay';
  src: url('../assets/font/CreatoDisplay-Medium.otf') format('opentype');
  font-weight: 500;
  font-style: normal;
  font-display: swap;
}
@font-face {
  font-family: 'CreatoDisplay';
  src: url('../assets/font/CreatoDisplay-Bold.otf') format('opentype');
  font-weight: 700;
  font-style: normal;
  font-display: swap;
}
@font-face {
  font-family: 'CreatoDisplay';
  src: url('../assets/font/CreatoDisplay-ExtraBold.otf') format('opentype');
  font-weight: 800;
  font-style: normal;
  font-display: swap;
}
@font-face {
  font-family: 'CreatoDisplay';
  src: url('../assets/font/CreatoDisplay-Black.otf') format('opentype');
  font-weight: 900;
  font-style: normal;
  font-display: swap;
}

:root {
  /* FinCloud Signature Sky Blue Palette */
  --fin-sky: #45a2f2;
  --fin-sky-light: #68adf4;
  --fin-sky-dark: #257fd9;
  --fin-sky-deep: #1d65b0;
  --fin-sky-navy: #1c4774;
  
  --fin-sky-50: #f0f7fe;
  --fin-sky-100: #ddedfd;
  --fin-sky-200: #c2e0fb;
  --fin-sky-300: #98cbf8;

  /* Text & Surfaces */
  --fin-text-heading: #123049;
  --fin-text-body: #334155;
  --fin-text-muted: #64748b;
  --fin-text-light: #94a3b8;

  --fin-bg-main: #f0f7fe;
  --fin-bg-surface: #ffffff;

  /* Liquid Glass System */
  --glass-bg: rgba(255, 255, 255, 0.85);
  --glass-border: rgba(255, 255, 255, 0.95);
  --glass-shadow: 0 10px 30px -5px rgba(69, 162, 242, 0.08);

  --fin-radius-sm: 10px;
  --fin-radius-md: 16px;
  --fin-radius-lg: 22px;
  --fin-radius-full: 9999px;

  --fin-transition: all 0.25s cubic-bezier(0.16, 1, 0.3, 1);
}

/* Reset & Global */
*, *::before, *::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

html {
  scroll-behavior: smooth;
  font-size: 16px;
}

body {
  font-family: 'CreatoDisplay', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, sans-serif;
  background-color: var(--fin-bg-main);
  color: var(--fin-text-heading);
  line-height: 1.6;
  overflow-x: hidden;
  -webkit-font-smoothing: antialiased;
}

/* Custom Scrollbar */
::-webkit-scrollbar {
  width: 6px;
}
::-webkit-scrollbar-track {
  background: var(--fin-sky-50);
}
::-webkit-scrollbar-thumb {
  background: var(--fin-sky-300);
  border-radius: 4px;
}
::-webkit-scrollbar-thumb:hover {
  background: var(--fin-sky-dark);
}

/* Liquid Glass Card System (FinCloud Signature) */
.liquid-glass {
  background: var(--glass-bg);
  backdrop-filter: blur(20px) saturate(180%);
  -webkit-backdrop-filter: blur(20px) saturate(180%);
  border: 1px solid var(--glass-border);
  box-shadow: 0 10px 30px -5px rgba(69, 162, 242, 0.08), inset 0 1.5px 2px 0 rgba(255, 255, 255, 0.95);
  border-radius: var(--fin-radius-md);
  transition: var(--fin-transition);
}

.liquid-glass:hover {
  transform: translateY(-2px);
  border-color: rgba(69, 162, 242, 0.45);
  box-shadow: 0 16px 36px -8px rgba(69, 162, 242, 0.16), inset 0 1.5px 2px 0 #ffffff;
}

/* Liquid Buttons */
.btn-liquid-white {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(255, 255, 255, 0.96);
  color: var(--fin-sky-deep) !important;
  border-radius: var(--fin-radius-full);
  font-weight: 800;
  padding: 12px 28px;
  font-size: 14.5px;
  text-decoration: none;
  box-shadow: 0 6px 20px -4px rgba(29, 101, 176, 0.35), inset 0 1.5px 2px #ffffff;
  transition: var(--fin-transition);
  border: none;
  cursor: pointer;
}

.btn-liquid-white:hover {
  background: #ffffff;
  transform: translateY(-2px);
  box-shadow: 0 10px 26px -4px rgba(29, 101, 176, 0.45), inset 0 1.5px 2px #ffffff;
  color: var(--fin-sky-navy) !important;
}

.btn-liquid-glass {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(255, 255, 255, 0.18);
  color: #ffffff !important;
  backdrop-filter: blur(16px);
  -webkit-backdrop-filter: blur(16px);
  border: 1.5px solid rgba(255, 255, 255, 0.45);
  border-radius: var(--fin-radius-full);
  font-weight: 800;
  padding: 12px 28px;
  font-size: 14.5px;
  text-decoration: none;
  box-shadow: 0 4px 16px rgba(0, 0, 0, 0.08), inset 0 1px 1.5px rgba(255, 255, 255, 0.5);
  transition: var(--fin-transition);
  cursor: pointer;
}

.btn-liquid-glass:hover {
  background: rgba(255, 255, 255, 0.28);
  transform: translateY(-2px);
  box-shadow: 0 8px 22px rgba(0, 0, 0, 0.14), inset 0 1px 2px rgba(255, 255, 255, 0.65);
}

.btn-liquid-blue {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: var(--fin-sky);
  color: #ffffff !important;
  border-radius: var(--fin-radius-full);
  font-weight: 800;
  padding: 9px 22px;
  font-size: 13.5px;
  text-decoration: none;
  box-shadow: 0 4px 14px rgba(69, 162, 242, 0.3);
  transition: var(--fin-transition);
  border: none;
}

.btn-liquid-blue:hover {
  background: var(--fin-sky-dark);
  transform: translateY(-1px);
  box-shadow: 0 6px 18px rgba(69, 162, 242, 0.4);
}

/* ==========================================================================
   1. TOPBAR NAVIGATION (Clean & Compact)
   ========================================================================== */
.main-topbar {
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  z-index: 1050;
  background: rgba(255, 255, 255, 0.94);
  backdrop-filter: blur(20px);
  -webkit-backdrop-filter: blur(20px);
  border-bottom: 1px solid var(--fin-sky-100);
  transition: var(--fin-transition);
}

.topbar-container {
  max-width: 1290px;
  margin: 0 auto;
  padding: 0 20px;
  height: 72px;
  display: flex;
  align-items: center;
  justify-content: space-between;
}

.brand-wrap {
  display: flex;
  align-items: center;
  gap: 12px;
  text-decoration: none;
}

.brand-logo-img {
  height: 36px;
  width: auto;
  max-width: 140px;
  object-fit: contain;
}

.brand-meta {
  display: flex;
  flex-direction: column;
}

.brand-name {
  font-size: 20px;
  font-weight: 900;
  color: var(--fin-sky);
  letter-spacing: -0.5px;
  line-height: 1;
}

.brand-tagline {
  font-size: 10px;
  font-weight: 800;
  text-transform: uppercase;
  color: var(--fin-text-light);
  letter-spacing: 0.8px;
  margin-top: 2px;
}

.nav-links-desktop {
  display: flex;
  align-items: center;
  gap: 32px;
}

.nav-item-link {
  font-size: 12.5px;
  font-weight: 800;
  letter-spacing: 0.8px;
  text-transform: uppercase;
  color: var(--fin-text-heading);
  text-decoration: none;
  transition: color 0.2s ease;
  padding: 6px 0;
}

.nav-item-link:hover {
  color: var(--fin-sky);
}

.nav-actions {
  display: flex;
  align-items: center;
  gap: 12px;
}

.btn-mobile-menu {
  display: none;
  background: transparent;
  border: none;
  color: var(--fin-text-heading);
  font-size: 22px;
  cursor: pointer;
  padding: 6px;
}

/* Mobile Dropdown */
.mobile-nav-panel {
  display: none;
  background: rgba(255, 255, 255, 0.98);
  backdrop-filter: blur(20px);
  border-bottom: 1px solid var(--fin-sky-100);
  padding: 16px 20px;
}

.mobile-nav-panel a {
  display: block;
  padding: 10px 0;
  font-size: 13px;
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: 0.8px;
  color: var(--fin-text-heading);
  text-decoration: none;
}

.mobile-nav-panel a:hover {
  color: var(--fin-sky);
}

/* ==========================================================================
   2. HERO SECTION (Smooth Sky Blue Canvas #45a2f2 with Wave)
   ========================================================================== */
.hero-sky-canvas {
  position: relative;
  background-color: var(--fin-sky);
  padding-top: 150px;
  padding-bottom: 110px;
  color: #ffffff;
  overflow: hidden;
  text-align: center;
}

/* Floating Glass Capsules in Hero (Fincloud Signature) */
.liquid-capsule {
  position: absolute;
  background: rgba(255, 255, 255, 0.16);
  backdrop-filter: blur(14px);
  -webkit-backdrop-filter: blur(14px);
  border: 1.5px solid rgba(255, 255, 255, 0.38);
  box-shadow: 0 12px 28px rgba(0, 0, 0, 0.06), inset 0 1.5px 2px rgba(255, 255, 255, 0.4);
  border-radius: 2rem;
  pointer-events: none;
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 12px 22px;
  gap: 10px;
  font-size: 13px;
  font-weight: 700;
  color: #ffffff;
  animation: floatCapsule 6s ease-in-out infinite;
}

.capsule-1 {
  top: 130px;
  left: 6%;
  transform: rotate(-6deg);
}

.capsule-2 {
  top: 150px;
  right: 6%;
  transform: rotate(6deg);
  animation-delay: 2s;
}

.capsule-3 {
  bottom: 110px;
  left: 18%;
  transform: rotate(8deg);
  animation-delay: 3s;
}

.capsule-4 {
  bottom: 120px;
  right: 18%;
  transform: rotate(-8deg);
  animation-delay: 1.5s;
}

@keyframes floatCapsule {
  0%, 100% { transform: translateY(0) rotate(var(--rot, 0deg)); }
  50% { transform: translateY(-8px) rotate(var(--rot, 0deg)); }
}

.capsule-1 { --rot: -6deg; }
.capsule-2 { --rot: 6deg; }
.capsule-3 { --rot: 8deg; }
.capsule-4 { --rot: -8deg; }

/* Hero Typography */
.hero-content {
  position: relative;
  z-index: 10;
  max-width: 900px;
  margin: 0 auto;
  padding: 0 20px;
}

.hero-pill-badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(255, 255, 255, 0.2);
  border: 1px solid rgba(255, 255, 255, 0.4);
  backdrop-filter: blur(12px);
  padding: 6px 18px;
  border-radius: var(--fin-radius-full);
  font-size: 13px;
  font-weight: 700;
  color: #ffffff;
  margin-bottom: 24px;
}

.hero-h1 {
  font-size: 54px;
  font-weight: 900;
  line-height: 1.15;
  letter-spacing: -1.2px;
  color: #ffffff;
  margin-bottom: 22px;
}

.hero-p {
  font-size: 18px;
  font-weight: 400;
  color: rgba(255, 255, 255, 0.94);
  line-height: 1.7;
  max-width: 680px;
  margin: 0 auto 34px auto;
}

.hero-cta-row {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 16px;
  flex-wrap: wrap;
}

/* Liquid Wave SVG Transition (FinCloud Signature) */
.hero-wave-bottom {
  position: absolute;
  bottom: 0;
  left: 0;
  right: 0;
  width: 100%;
  overflow: hidden;
  line-height: 0;
  pointer-events: none;
  z-index: 5;
}

.hero-wave-bottom svg {
  position: relative;
  display: block;
  width: 100%;
  height: 48px;
  color: var(--fin-bg-main);
}

/* ==========================================================================
   3. SECTION SHARED STYLES
   ========================================================================== */
.section-wrapper {
  max-width: 1290px;
  margin: 0 auto;
  padding: 80px 20px;
}

.section-head-center {
  text-align: center;
  max-width: 680px;
  margin: 0 auto 50px auto;
}

.section-title-h2 {
  font-size: 36px;
  font-weight: 900;
  color: var(--fin-text-heading);
  letter-spacing: -0.8px;
  margin-bottom: 12px;
}

.section-subtitle-p {
  font-size: 15px;
  color: var(--fin-text-muted);
  line-height: 1.6;
}

/* ==========================================================================
   4. LAYANAN UTAMA (Landscape Grid, Clean Icon Left, Content Right)
   ========================================================================== */
.products-grid-landscape {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 24px;
}

.product-item-card {
  padding: 28px;
  display: flex;
  flex-direction: column;
  justify-content: space-between;
}

.product-item-top {
  display: flex;
  align-items: flex-start;
  gap: 20px;
}

.product-pure-icon {
  font-size: 32px;
  color: var(--fin-sky);
  flex-shrink: 0;
  margin-top: 2px;
}

.product-item-info h3 {
  font-size: 20px;
  font-weight: 800;
  color: var(--fin-text-heading);
  margin-bottom: 8px;
}

.product-item-info p {
  font-size: 14px;
  color: var(--fin-text-muted);
  line-height: 1.65;
}

.product-item-footer {
  margin-top: 20px;
  padding-top: 16px;
  border-top: 1px solid var(--fin-sky-100);
  display: flex;
  align-items: center;
  justify-content: space-between;
}

.product-item-footer .app-badge-pill {
  font-size: 12px;
  font-weight: 700;
  color: var(--fin-sky-deep);
  background: var(--fin-sky-100);
  padding: 4px 12px;
  border-radius: var(--fin-radius-full);
}

.product-item-footer .direct-link {
  font-size: 13px;
  font-weight: 800;
  color: var(--fin-sky);
  text-decoration: none;
  display: inline-flex;
  align-items: center;
  gap: 4px;
}

.product-item-footer .direct-link:hover {
  color: var(--fin-sky-dark);
}

/* ==========================================================================
   5. FITUR UNGGULAN APLIKASI (4 Core App Capabilities)
   ========================================================================== */
.features-grid-4 {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 20px;
}

.app-feature-card {
  padding: 26px 22px;
  text-align: left;
}

.app-feature-icon {
  font-size: 28px;
  color: var(--fin-sky);
  margin-bottom: 16px;
  display: inline-block;
}

.app-feature-card h4 {
  font-size: 17px;
  font-weight: 800;
  color: var(--fin-text-heading);
  margin-bottom: 8px;
}

.app-feature-card p {
  font-size: 13.5px;
  color: var(--fin-text-muted);
  line-height: 1.6;
}

/* ==========================================================================
   6. KENAPA MEMILIH FINONE (Left Image whychooseus.webp, Right 6 Cards)
   ========================================================================== */
.why-section-outer {
  background: rgba(255, 255, 255, 0.7);
  backdrop-filter: blur(12px);
  border-top: 1px solid var(--fin-sky-100);
  border-bottom: 1px solid var(--fin-sky-100);
  padding: 90px 0;
}

.why-split-container {
  max-width: 1290px;
  margin: 0 auto;
  padding: 0 20px;
  display: grid;
  grid-template-columns: 5fr 7fr;
  gap: 48px;
  align-items: center;
}

.why-image-col {
  display: flex;
  justify-content: center;
}

.why-illustration {
  width: 100%;
  max-width: 440px;
  height: auto;
  object-contain: contain;
  border-radius: var(--fin-radius-lg);
}

.why-cards-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 16px;
}

.why-mini-card {
  padding: 18px 20px;
  display: flex;
  align-items: flex-start;
  gap: 14px;
}

.why-mini-card i {
  font-size: 20px;
  color: var(--fin-sky);
  flex-shrink: 0;
  margin-top: 2px;
}

.why-mini-card h5 {
  font-size: 15px;
  font-weight: 800;
  color: var(--fin-text-heading);
  margin-bottom: 4px;
}

.why-mini-card p {
  font-size: 13px;
  color: var(--fin-text-muted);
  line-height: 1.55;
}

/* ==========================================================================
   7. CARA MEMULAI (4 Simple Steps)
   ========================================================================== */
.steps-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 20px;
}

.step-box-card {
  padding: 26px 20px;
  position: relative;
}

.step-num-pill {
  width: 36px;
  height: 36px;
  border-radius: 50%;
  background: var(--fin-sky);
  color: #ffffff;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 16px;
  font-weight: 900;
  margin-bottom: 18px;
  box-shadow: 0 4px 12px rgba(69, 162, 242, 0.35);
}

.step-box-card h4 {
  font-size: 17px;
  font-weight: 800;
  margin-bottom: 8px;
}

.step-box-card p {
  font-size: 13.5px;
  color: var(--fin-text-muted);
  line-height: 1.6;
}

/* ==========================================================================
   8. PERTANYAAN POPULER / FAQ (Left Image faq.webp, Right Accordion)
   ========================================================================== */
.faq-split-container {
  display: grid;
  grid-template-columns: 5fr 7fr;
  gap: 48px;
  align-items: flex-start;
}

.faq-image-col {
  display: flex;
  justify-content: center;
}

.faq-illustration {
  width: 100%;
  max-width: 440px;
  height: auto;
  object-fit: contain;
  border-radius: var(--fin-radius-lg);
}

.faq-accordion-col {
  display: flex;
  flex-direction: column;
  gap: 14px;
}

.faq-card-item {
  padding: 18px 22px;
  cursor: pointer;
  overflow: hidden;
  transition: var(--fin-transition);
}

.faq-header-row {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 14px;
  user-select: none;
}

.faq-question-text {
  font-size: 14.5px;
  font-weight: 800;
  color: var(--fin-text-heading);
}

.faq-chevron {
  font-size: 14px;
  color: var(--fin-text-light);
  transition: transform 0.3s ease, color 0.3s ease;
}

.faq-card-item.active .faq-chevron {
  transform: rotate(180deg);
  color: var(--fin-sky);
}

.faq-answer-collapse {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.35s ease;
}

.faq-answer-inner {
  padding-top: 14px;
  margin-top: 14px;
  border-top: 1px solid var(--fin-sky-100);
  font-size: 13.5px;
  color: var(--fin-text-muted);
  line-height: 1.65;
}

/* ==========================================================================
   9. CTA BANNER (Smooth Sky Blue)
   ========================================================================== */
.cta-banner-sky {
  position: relative;
  background: var(--fin-sky);
  padding: 85px 20px;
  color: #ffffff;
  text-align: center;
  overflow: hidden;
}

.cta-banner-inner {
  max-width: 760px;
  margin: 0 auto;
  position: relative;
  z-index: 10;
}

.cta-banner-h2 {
  font-size: 38px;
  font-weight: 900;
  letter-spacing: -0.8px;
  color: #ffffff;
  margin-bottom: 16px;
}

.cta-banner-p {
  font-size: 16.5px;
  color: rgba(255, 255, 255, 0.94);
  line-height: 1.65;
  margin-bottom: 32px;
}

.cta-meta-strip {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 22px;
  margin-top: 24px;
  font-size: 13px;
  opacity: 0.9;
}

/* ==========================================================================
   10. FOOTER
   ========================================================================== */
.main-footer {
  background: rgba(255, 255, 255, 0.9);
  backdrop-filter: blur(20px);
  border-top: 1px solid var(--fin-sky-100);
  padding: 60px 20px 32px 20px;
}

.footer-inner-grid {
  max-width: 1290px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1.5fr;
  gap: 40px;
  padding-bottom: 40px;
  border-bottom: 1px solid var(--fin-sky-100);
}

.footer-col-brand h4 {
  font-size: 20px;
  font-weight: 900;
  color: var(--fin-sky);
  margin-bottom: 8px;
}

.footer-col-brand p {
  font-size: 13.5px;
  color: var(--fin-text-muted);
  line-height: 1.65;
  max-width: 320px;
}

.footer-col h5 {
  font-size: 12.5px;
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: 0.8px;
  color: var(--fin-text-heading);
  margin-bottom: 16px;
}

.footer-col ul {
  list-style: none;
}

.footer-col li {
  margin-bottom: 10px;
}

.footer-col a {
  font-size: 13.5px;
  color: var(--fin-text-muted);
  text-decoration: none;
  transition: color 0.2s ease;
}

.footer-col a:hover {
  color: var(--fin-sky);
}

.footer-bottom-strip {
  max-width: 1290px;
  margin: 28px auto 0 auto;
  display: flex;
  align-items: center;
  justify-content: space-between;
  font-size: 13px;
  color: var(--fin-text-light);
}

/* ==========================================================================
   Responsive Adaptations
   ========================================================================== */
@media (max-width: 1024px) {
  .products-grid-landscape {
    grid-template-columns: 1fr;
  }
  .features-grid-4 {
    grid-template-columns: repeat(2, 1fr);
  }
  .steps-grid {
    grid-template-columns: repeat(2, 1fr);
  }
  .why-split-container,
  .faq-split-container {
    grid-template-columns: 1fr;
    gap: 36px;
  }
  .footer-inner-grid {
    grid-template-columns: 1fr 1fr;
  }
}

@media (max-width: 768px) {
  .nav-links-desktop {
    display: none;
  }
  .btn-mobile-menu {
    display: block;
  }
  .hero-sky-canvas {
    padding-top: 110px;
    padding-bottom: 80px;
  }
  .hero-h1 {
    font-size: 32px;
  }
  .hero-p {
    font-size: 15px;
  }
  .liquid-capsule {
    display: none;
  }
  .features-grid-4 {
    grid-template-columns: 1fr;
  }
  .why-cards-grid {
    grid-template-columns: 1fr;
  }
  .steps-grid {
    grid-template-columns: 1fr;
  }
  .footer-inner-grid {
    grid-template-columns: 1fr;
  }
  .footer-bottom-strip {
    flex-direction: column;
    text-align: center;
    gap: 8px;
  }
}
